Wednesday, January 11, 2006
My Latest Hobby
I thought it was just going to be a passing phase, but I've been addicted for a couple of months now. My name is piannist, and I'm addicted to personal finance blogs.
I'm tempted to start one myself, but I don't think I have what it takes to post my financial goings-on (mostly Husband's, now that I'm employed part time) for the world to see. And any advice I would give would be mostly stuff that I'm discovering online.
Now that I am a stay at home mom ("SAHM" from now on), I've decided to try to manage our lesser-income-than-before-baby in such a way that we are really thinking about what we're spending, and where those hard earned dollars are going. This is coming somewhat naturally to me. I've always been a bargain shopper ("guess how much I got THIS for!). I've have never had that high paying of a job (thank you retail), so paychecks were always allocated very carefully. So these thoughts and ideas about personal finance are not at all new to me. Applying them is the challenge.
It is really hard to do what you say you're going to do! By "you," I mean me. There's sticking to a budget, and avoiding overspending. That is my weakness. I am very tempted to buy something that's a great deal, even if I don't really need it. I think I need it when I'm at the store. There are very important uses for everything! Unfortunately, I save all the evidence of these purchases, as I am a pack rat and have not thrown out a receipt in at least five years. Plus, I've saved all those purchases. I think they're in the basement.
So maybe I'll have neat little finance tidbits sprinkled in here. I'll leave it to my favorite personal finance blogs to dish out the good information - several of my favorites are listed on the side. And hopefully I'll stick to my new little addiction.